The Mr and I are a fairly relaxed couple, sometimes too relaxed for our own good and don’t really plan ahead unless we really have to. We’ve recently been trying to think about the future, what do we want to be doing and where do we want to be.
A lot of our plans require saving, we already have a pot for a deposit on a house when we are ready to buy but now we need to save for Isabelle’s future and education, I was lucky in that my University fee’s were paid for but with todays fee’s I know that when the time comes the Mr and I need to be prepared to dig deep when Isabelle decides what direction she is going in.
She might only be 2 now so we have a good 16 years to put as much to one side for her as we can into a savings account, if we plan to have more children that amount will need to double. It’s strange to think that the little girl that is currently learning new words every day in-between whizzing around the garden on her space hopper will one day be leaving us to go to university.
When the Mr’s spell in hospital is over we’re going to do the adult thing and spend a few days researching our options to discover the best isas available to us and then work out our family budget. There are so many options and and types of savings accounts available all offering something different with varying rates. When Isabelle was born we set up a Junior ISA account that she will have access to when she turns 18, hopefully this will help her start out in life.
It doesn’t seem that long ago when I was having the time of my life at university and now I am thinking about sending my little girl off into the world of higher education, it’s a rather surreal thought for us.